In the 2020 Big Data and AI will derive a tectonic shift in medical diagnosis and healthcare management, a paradigm change so drastic that insurers will be forced to re-assign risk assessment to assets never accounted for before. The evolutionary potentiality of AI will gather digitized data not just from medical practices, tests results, image banks and patient data from healthcare centers but also the self-monitoring of patients, data that will be gathered by third party application providers.